I PAID OFF MY CREDIT CARD |DEBT FREE JOURNEY

𝒞𝑜𝓃𝓃𝑒𝒸𝓉 𝓌𝒾𝓉𝒽 𝒰𝓈 𝑜𝓃 𝒮𝑜𝒸𝒾𝒶𝓁✨

All right i just got off of work it was a long three shifts so i am going home to work on my youtube this morning um definitely start blogging my financial journey because it definitely keeps me accountable for what i need to do for me so good morning youtube um i have got home and i decided to go ahead and make some small videos so that pretty much i don’t have

To put together so many long videos on what i am doing you probably wondering like where she been like why haven’t she been making any videos i have been on it i created pretty much another business where i do pop-up shops host pop-up shops got that together got over 23 black owned businesses together in one location here in meridian mississippi um that was my

Second pop-up shop that i hosted and it was a very very good turnout if y’all are interested in joining make sure that you click the link down below and go ahead and sign up we had um you don’t just have to take my word for it you can um take the word of the vendors that was inside of the event they really really enjoy everybody got very good traffic very good

Sales into their business so check it out but pretty much um ever since january of 2021 i’ve been on this debt free journey um as you can go back and look at a lot of my videos i use my personal credit cards to fund some things in my business and i it pretty much got out of hand so the first card that i did i paid off uh which was in march which was last month

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It’s been about a month now uh was my capital one card i pretty much had maxed it out i had a 3500 limit on it 3 500 i had limited and maxed it out so i went ahead and paid that one out off pretty much what i did was i got a notebook from dollar tree i wrote down exactly how many payments i had to pay to pay my credit card off as fast as i could without pretty

Much leaving myself pretty much hardly any money to live on so i went it’s some lifestyle changes that you have to put in place so that you can actually do these things so you have to pretty much do some lifestyle changes so i’m big on like online shopping so one of the things that i did was i stopped online shopping for uh no at least 45 to 60 days i didn’t do

Any online shopping i pretty much just took all of my money and put it into my car the amount that i said i was gonna pay i auto paid it so it was done so i pretty much had to shift my life around what i was going to do um a lot of people would say well why did you do it like that you should have did like this you should have did like that but i did it the way

That i know how to do it and i i did it to a point to where i know that i’m gonna get out of debt the fastest that i need to get out of debt because the faster i get out of debt the quicker and more productive i can be on other areas of my life so i did that so i pretty much want to come back to this channel to kind of um vlog my financial journey on how i went

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From 15k and credit card debt to pretty much zero i am currently working on my second credit card and i’m in the process of building my emergency fund i will begin to film that and let y’all know how i did that and all of that did not come without increasing my income you cannot get out of debt without increasing your income or making some type of life changes

So just remember that so y’all stay tuned i want y’all to drop below any comments that y’all have on paying off credit card debt and i also want y’all to drop below um if you have credit cards and how many you have and your strategies for paying them off and also um make sure you join us for our pop-up shop that’s coming up in june it’s gonna be a two-day event

And also if you want marketing done to your business we also have that available thank you

Transcribed from video
I PAID OFF MY CREDIT CARD |DEBT FREE JOURNEY By Tisha Toneica