English for Finance VV 52 – Company Finance (2) | Business English Vocabulary

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You’re watching video vocab by business english pod.com in this lesson we’ll look at vocabulary related to company financing companies may seek ongoing funding through debt financing or loans which require collateral or they may use factoring and lines of credit to access cash quickly other debt financing is when a company borrows money from a bank or other lender debt

Financing also includes issuing bonds to individuals or institutional investors debt financing has helped drive our company’s growth, and hopefully we can pay off the banks in a reasonable amount of time the money a company borrows from a bank to fund growth is called a loan borrower must pay back the amount borrowed plus interest within a specified period of time the bank

Offered us pretty good terms on a loan to help build our new factory

Sometimes require security for a loan the form of collateral

Which can include items like property and personal guarantees? to get a loan from the bank had to put up my house as collateral factoring is when a company sells its accounts receivables or invoices to another company before they are due by selling its invoices the company does not have to wait until they paid for the invoices factoring may be great if you’re looking

For quick cash, but you might just be postponing your cash flow problems a line of credit is ongoing access to a certain amount of money from a bank based on our strong performance last year. we were able to get a line of credit from our bank is when a company first offers to sell stock or ownership and become publicly traded i pos may be used by relatively new companies

Or established private businesses have had the biggest public offering so far this year raising just over billion dollars are units of ownership in a company which can be bought and sold and may earn dividends? preferred stock are more secure shares that earn dividends and are paid out before common stock to fund our expansion into asia we’ll be issuing new shares in the

Fall our funding is a method of raising capital from the public often and online platforms such as kickstarter helps connect new companies with lots of small investors i was turned down for a loan but with crowdfunding i got enough capital to start production now it’s your turn to practice some of the words. we’ve looked at in this lesson in a moment you’ll hear a series

Of sentences with a word replaced with a beep for example if you hear we were fortunate to get funding from an angel you can say we were fortunate to get funding from an angel investor early on we’ll provide the after each question ready. let’s give it a go if we don’t get approval from the bank for this we’re in big trouble answer if we don’t get approval from the bank

For this loan. we’re in big trouble with so much great media attention our public was a huge success answer with so much great media attention our public offering was a huge success with social media anyone can now raise money for a business through answer with social media anyone can now raise money for a business through crowdfunding that’s all for this episode of video

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Transcribed from video
English for Finance VV 52 – Company Finance (2) | Business English Vocabulary By Business English – Learn with Business English Pod