Paano Gumawa ng Financial Plan | Building Your Financial Home | Financial Planning 101

Ano ba ang financial planning? Paano ba gumawa ng financial plan?

Anubaang financial planning at obago mawana financial plan hello friends welcome to the pinay invest store where we talk about budgeting saving and investing for the women and men in the household i’m janice and i’m passionate about teaching financial literacy one family at a time financial planning is an ongoing process and a long-term method of wisely managing

Your finances so you can achieve your goals and dreams good financial planning should include details about your cash flow or budget savings debt investments insurance and any other elements of your financial life anonymous financial plan a financial plan is a comprehensive picture of your current finances your financial goals and any strategies you’ve set to achieve

Those goals financial plan blueprint financial plan bigger picture in financial goals at mcgee guide moito as you go through your life’s journey on using this analogy natawagi nothing building your financial home disclaimer i’m not an architect or an engineer at hindi pokabisado construct financial homes what does your financial home look like to make it simple it

My foundation walls ceiling at roof laying the foundation is the first step in building a house and it’s the same thing when we build our financial home perodito foundation i am insurance but as a protection and owner my tatlong layers and foundation the first layer is the life insurance the second layer is the critical illness insurance and the third layer is the

Health insurance or hmo or health coverage building a good and solid foundation is the first thing that we should consider when we start financial planning at kagayanan pogba the foundation goes under the soil it does not require a great deal of decoration but we need to calculate the strength of the foundation foundation stories and the number of rooms and people who

Will live in that house the bigger the house the stronger the foundation should be foundation financial home bred financial goals the bigger your life and health insurance coverage should be sigurus insurance life insurance illness insurance it’s better to have it and not need it than to need it and not have it after laying the foundation so financial planning is

And living expenses and essential needs now bills satin financial home and first layering wall a young emergency fund in at least three to six months worth of living expenses jung second layer naman ayam pakka karo nanang singking funds parasima irregular expenses insurances at tuition fees at special occasions third layer naman ayam paga karo emergency fund for

Other unexpected expenses kagayanang medical emergencies home or car repair or for prolonged unemployment breadwinner months of the bigger the wall or your emergency fund the more you’ll feel secure in times of emergencies okay so my foundation now my walls build your own house or a bigger house buy a new car or a bigger car travel with the family planning assets

I suggest that you start saving for your retirement fund as soon as you receive your first salary retirement fund the earlier you save the better okay this is where you focus on wealth building achievement financial goals yes you need to work hard but you also need to work smart and you can do this by putting your hard-earned money in good investments subbing on your

Robert kiyosaki don’t just work for money make your money work for you too why because the more your money works for you the less you have to work for money susan best but it’s the surreal estate stock market mutual funds uitf bonds co-op sss flexi fund buggy big mp2 atmarami business yourself first do your research learn as much as you can about the investments

That you are interested in know your risk appetite aggressive or conservative invest and how long will you invest it parasan investments financial goals insurance protection bago kapoomasuksa manga rescue investments lyongiba my emergency fund better usually hindi sapad my hmo or health card perovulan critical illness at life insurance my life insurance pero along hmo

At critical illness coverage remember the ifs of life you might end up selling or liquidating your assets to fill this gap so how do you build your financial home do you build it from the ground up or do you start first with the roof i suggest that you build your financial house with proper financial planning magakaiba it all boils down to your cash flow management

How much money do you earn how much money do you save do you know where your money is going if not then start budgeting if you’ve got this far savio nato i believe you’re off to a good start with your financial plan but please don’t stop here keep learning continue educating yourself kasi sabingani benjamin franklin an investment in knowledge pays the best interest

Above all wagner kakalimutang of proverbs 16 9 we can make our plans but the lord determines our steps unless the lord builds a house the work of the builders is wasted and jesus said anyone who listens to my teaching and follows it is wise like a person who builds a house on solid rock so ask the lord to bless your plans and you will be successful in carrying them out

For i know the plans i have for you says the lord plans of peace and not of evil to give you a future and a hope and i invite you to sign up to my email list sadapinayiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiivve

Com slash freebies tips freebies and personal emails and i hope you can also share this video to your friends thank you so much for watching and may the lord bless all your plans in jesus name to god be all the glory

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Paano Gumawa ng Financial Plan | Building Your Financial Home | Financial Planning 101 By Pinay InvestorliveBroadcastDetails{isLiveNowfalsestartTimestamp2021-10-05T122032+0000endTimestamp2021-10-05T123340+0000}